Affording an Elisabeth Morrow School Education

Elisabeth Morrow School

The Elisabeth Morrow School is committed to enrolling the most qualified students, regardless of financial circumstances. 

Tuition assistance is need-based and made possible by the generosity of our alumni, parents, and friends. Among our current families, 30% qualify for financial assistance. Every case is given individual consideration by the Financial Assistance Committee, based on the information provided by parents. Admission and tuition assistance decisions are made independently of each other, but the process happens simultaneously.

EMS uses a service called SSS to help us decide what to award in a fair and equitable way. SSS provides a need-based tuition assistance analysis that includes recommendations for what a family can reasonably contribute toward tuition. All information provided to SSS on the financial aid application is kept strictly confidential.

Important Dates and Deadlines for Tuition Assistance

September 1January 1April 30
SSS financial aid application for the next academic year becomes available.Preferred financial aid application filing date for the next academic yearFinal tax forms must be filed with SSS for the next academic year
Applications received after January 1 will be considered on an individual basis. Qualified families who complete their files after the deadline may not receive an award due to the limitations of the tuition assistance budget.

Applying for Tuition Assistance

Complete and submit the SSS Financial Aid Application with supporting documentation by the January 1 deadline.

Submit the following supporting documentation to SSS prior to the application deadline of January 1:

  • Household members’ most recently completed federal tax forms (personal and business owned)
  • W-2s from each job held by household members
  • Most recent pay-stub from each job held by household members
  • Documents that establish the amount of additional monthly or yearly income you currently receive 
  • Additional documents may be required depending on you family’s circumstances
  • Both custodial and non-custodial parents must complete the SSS application for financial aid.

When will I hear back about financial aid?

Financial assistance decisions are awarded upon acceptance. New students will receive notification of their award with their acceptance letter.

What is the cost of an EMS Education?

Grade LevelTuition
Early Childhood programs (Ages 2–4)$25,900
Kindergarten$30,685
Grades 1–2$38,900
Grades 3–4$40,770
Grades 5–8$42,745
Other Fees:
Parents Association Dues: $330 per family
Tuition Refund Plan: 0.90% of tuition
Yearbook: $80 per student
Basic School Photo Package: $35
Grades 5–8 Textbooks/Supplies: $400
Grade 6–7 Extended Overnight Trip: $500 (health and safety conditions permitting)
Grade 8 Extended Overnight Trip and D.C. Trip: $1,000 (health and safety conditions permitting)
Optional Fees:
Lunch Program: Prices vary by selected entrée.
After School Child Care: $15/hour (up to 6 p.m.)
Other extracurricular activities and bus transportation are available for an additional fee. Please inquire. test

Frequently Asked Questions

Who is eligible to apply for financial assistance?

EMS will consider families with children applying into the 3s/4s program through eighth grade who have a demonstrated financial need. Financial need is defined as the difference between what it costs to attend EMS and a family’s demonstrated ability to pay. There is no assistance available for students in the 2s and 3s/4s programs. Requests for tuition assistance must be indicated at the time of application for admission.

How will my financial assistance award be determined?

SSS collects the family’s financial information on our behalf and makes a recommendation for a financial assistance award. The EMS Financial Assistance Committee evaluates each family’s recommended award based upon the demonstrated financial need of a family and the school’s budgetary constraints. 

When will I receive a financial assistance award?

New students will receive notification of their award with their acceptance letter. 

If I miss the financial assistance deadline, can I still apply?

Applications received after January 1 will be considered on an individual basis. Qualified families who complete their files after the deadline may not receive an award due to the limitations of the tuition assistance budget.

Will my financial assistance award be renewed each year automatically?

Families that enter EMS on tuition assistance will remain on tuition assistance unless there is a change in the family’s financial situation.

How do I request financial assistance for multiple children?

Parents need to file only one SSS application in the name of the oldest child applying to or attending EMS and should list the other children in the proper place on the SSS Financial Aid Application. The Financial Assistance Committee will consider all children in the household when making tuition assistance determinations. 

What is the process for parents who are divorced or separated?

It is The Elisabeth Morrow School’s policy that both custodial and non-custodial parents must complete the SSS application for financial aid. EMS considers the income and assets of both parents before making any award and cannot be bound by the assertion that one parent has disclaimed responsibility for educational expenses. It is the position of EMS that separated or divorced parents or parents who have never married retain the obligation to contribute to the educational expenses of their children, whether or not there is a legal agreement between them to do otherwise. We request that both parents file an application to provide a realistic picture of family resources. We are also aware that circumstances differ widely among separated or divorced parents and urge you to make us aware of your particular situation. Non-involvement in a child’s life and, thus, exemption from financial responsibility with regard to education costs by a non-custodial parent will require satisfactory documentation by the custodial parent.

What if I have not filed taxes prior to the financial assistance deadline?

In most cases, current Income Tax Returns will not be prepared by our application deadline. We, therefore, ask you to estimate your tax information on the SSS application and submit your Form 1040 by April 30 to SSS. If there is a significant discrepancy between your estimate and the actual amount, the committee will reevaluate and potentially revise your financial assistance award.

Can I receive a waiver for the SSS fee?

If you are unable to pay the SSS application fee due to financial hardship, please contact Caitlin Read, Director of Enrollment Management, at 201-568-5566 ext. 7212. Please note that we have a limited number of waivers available and, therefore, it is not possible to honor every request.

What if I still have questions about the admissions or financial aid process?

The partnership between home and school is a hallmark of the EMS experience, and it begins during the admissions process. We want to get to know your child and family in order to provide an experience that meets your specific needs and to support you throughout the process. It is by learning about your aspirations for your child and their interests and abilities that we are able to explore the specific ways that EMS will enable your child to thrive intellectually, physically, socially, emotionally, and artistically within a supportive and rigorous environment.

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